Retirement may seem like a way off. Maybe it is. Maybe it’s not.
No matter how far away it is, it’s probably not too soon to be at least thinking about it, if not actually planning for it.
Many people are fortunate to have a “money guy” to do the planning for them, but many of us aren’t. So we do it ourselves.
And we’ve all got a pretty valuable tool available to us help in that planning, and that’s social media.
Where to Start?
Where should you start on social media, though?
It depends on a little on where you are in your retirement savings plan.
If you’re just starting it, look at your company’s website and social media feeds for advice.
In the event you are starting a family and thinking about saving for college versus retirement plans, hashtag that on twitter to get both sides of the argument.
Use these platforms, too:
- YouTube – YouTube offers great videos on any facet of retirement. Many people are more into visually and auditory information and learning rather than reading lengthy articles. When you are searching for information, try to find videos produced by legitimate companies or experts. That guy in his parent’s basement may not have the best advice.
- Facebook – You just don’t have to friend your actual friends anymore on Facebook. Follow some of the big names in the financial planning world, like Clark Howard or Dave Ramsey. You’ll find links to blogs and new releases, and you can even engage if you have a question.
- Twitter – Not only can you find answers to specific questions by using hashtags, you can also follow your favorites and trusted sources to see any new information, press releases and insight. Often big names will have question/answer sessions on Twitter where they’ll answer direct questions that you submit.
Don’t Avoid the Plan
Social media is easy.
As the following article looks at, the top 5 reasons why people avoid planning for retirement include:
1. Conflicting priorities – Meaning planning for the future versus immediate financial needs, like paying off debt or paying for college often takes precedence over future planning.
2. Failure to communicate – Basically they just don’t know as no one has informed them of options.
3. Not knowing about options – Many people just aren’t aware of the options they have. They hear the terms but aren’t sure what they mean or how to get things started.
4. Mistrust – many people don’t trust someone else with their money. They think everyone’s out there to rip them off.
5. Thinking they can do it themselves – Sure, many people can, but they’d be better off with a bit of help.
Any of these reasons can be combated with a quick sojourn into social media, even if it’s just asking “friends” who they use to handle finances.
So take a look into social media for getting your retirement in order.
It will, after all, be here before you know it.
Photo credit: Image courtesy of Shutterstock
About the Author: Heather Legg is an independent writer who covers topics related to social media, small business and working from home.
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